Citizens Bank - Rates

Terms of Use

Interest Bearing Accounts
Effective as of March 7, 2013*

ACCESS PLUS ACCOUNT
Product Information	Rate	APY*	Minimum
You must maintain the minimum average daily balance stated to obtain the disclosed annual percentage yield. This is a variable rate account; the rate(s) and APY(s) may change after the account is opened.	.10%	.10%	$2,500
	.15%	.15%	$10,000
	.20%	.20%	$25,000
Golden 55 Club Checking Account
Product Information	Rate	APY*	Minimum
You must maintain daily balance of $500 to obtain the disclosed annual percentage yield. This is a variable rate account; the rate(s) and APY(s) may change after the account is opened.	.10%	.10%	$100
NOW Account
Product Information	Rate	APY*	Minimum
You must maintain daily balance of $1,000 to obtain the disclosed annual percentage yield. This is a variable rate account; the rate(s) and APY(s) may change after the account is opened.	.10%	.10%	$1,000
Super NOW Account
Product Information	Rate	APY*	Minimum
You must maintain daily balance of $2,500 to obtain the disclosed annual percentage yield. This is a variable rate account; the rate(s) and APY(s) may change after the account is opened.	.15%	.15%	$2,500
Passbook Savings
Product Information	Rate	APY*	Minimum
You must maintain daily balance of $100 to obtain the disclosed annual percentage yield. This is a variable rate account; the rate(s) and APY(s) may change after the account is opened.	.25%	.25%	$50
Annual Percentage Yield *Rates subject to change without notice

Certificate of Deposit Rates Effective as of March 7, 2013*
Term	Interest Rate	Annual Percentagle Yield	Minimum
31 Day	.10%	.10%	$1,000
91 Day	.15%	.15%	$1,000
6 Month	.20%	.20%	$1,000
12 Month	.35%	.35%	$1,000
18 Month	.40%	.40%	$1,000
24 Month	.55%	.55%	$1,000
30 Month	.60%	.60%	$1,000
36 Month	.80%	80%	$1,000
48 Month	1.00%	1.00%	$1,000
60 Month	1.25%	1.25%	$1,000
*Rates Subject to change without notice. Penalty for early withdrawal.

Individual Retirement Account Rates Effective as of March 7, 2013*
Term	Interest Rate	Annual Percentagle Yield	Minimum
6 Month	0.20%	0.20%	$100
12 Month	.35%	.35%	$100
18 Month	.40%	.40%	$100
24 Month	.55%	.55%	$100
30 Month	.60%	.60%	$100
36 Month	80%	80%	$100
48 Month	1.00%	1.00%	$100
60 Month	1.25%	1.25%	$100
*Rates Subject to change without notice. Penalty for early withdrawal.

USA Patriot Act

© 2011 Citizens Bank, all rights reserved.
Member FDIC		NOTICE OF CHANGES IN EXPIRATION OF THE TEMPORARY FULL FDIC INSURANCE COVERAGE FOR NONINTEREST-BEARING TRANSACTION ACCOUNTS By operation of federal law, beginning January 1, 2013, funds deposited in a noninterest-bearing transaction account (including an Interest on Lawyer Trust Account) no longer will receive unlimited deposit insurance coverage by the Federal Deposit Insurance Corporation (FDIC). Beginning January 1, 2013, all of a depositor's accounts at an insured depository institution, including all noninterest-bearing transaction accounts, will be insured by the FDIC up to the standard maximum deposit insurace amount ($250,000), for each deposit insurance ownership category. For more information about FDIC insurance coverage of noninterest-bearing transaction accounts, visit http://www.fdic.gov/deposit/deposits/unlimited/expiration.html. NOTICE: Citizens Bank is not responsible for and has no control over the subject matter, content, information, or graphics of the web sites that have links here. Please contact us with any concerns or comments.