Terms of Use

Certificate of Deposit Rates
Effective as of April 1, 2010*
Term Interest Rate Annual Percentagle Yield Minimum
31 Day .75% .76% $1,000
91 Day 1.00% 1.01% $1,000
6 Month 1.25% 1.26% $1,000
12 Month 1.75% 1.76% $1,000
18 Month 1.75% 1.76% $1,000
24 Month 2.00% 2.02% $1,000
30 Month 2.00% 2.02% $1,000
36 Month 2.25% 2.27% $1,000
48 Month 2.50% 2.53% $1,000
60 Month 2.60% 2.63% $1,000
*Rates Subject to change without notice.

Penalty for early withdrawal.


Individual Retirement Account Rates
Effective as of April 1, 2010*
Term Interest Rate Annual Percentagle Yield Minimum
6 Month 1.25% 1.26% $100
12 Month 1.65% 1.66% $100
18 Month 1.75% 1.76% $100
24 Month 2.00% 2.02% $100
30 Month 2.00% 2.02% $100
36 Month 2.25% 2.27% $100
48 Month 2.50% 2.53% $100
60 Month 2.60% 2.63% $100
*Rates Subject to change without notice.

Penalty for early withdrawal.
 
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Member FDIC
DISCLOSURE: Citizens Bank is participating in the FDIC's Transaction Account Guarantee Program. Under that program, through June 30, 2010, all noninterest-bearing transaction accounts are fully guaranteed by the FDIC for the entire amount in the account. Coverage under the Transaction Account Guarantee Program is in addition to and separate from the coverage available under the FDIC's general deposit insurance rules.

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